Typical pricing tiers
Budget telehealth TRT: $99–$149/month. Includes medication and basic provider visits. Often charges labs separately ($150–$300 every 3–6 months).
Mid-tier: $150–$199/month. Includes medication, labs, and clinician visits. The best value for most patients.
Premium: $200–$300/month. Includes medication, labs, regular clinician visits, HCG/AI co-management, and concierge support.
What should be included
A complete telehealth TRT program includes: clinician intake, full lab panel before prescribing, follow-up labs every 3–6 months, ongoing clinician contact, prescription shipping, and HCG/AI when clinically needed. Beware of programs that price the medication low and add labs, visits, or HCG as upcharges.
- Initial labs
- Follow-up labs every 3–6 months
- Clinician intake and ongoing access
- Testosterone medication and supplies
- HCG and AI when indicated
Does insurance cover online TRT?
Most cash-pay telehealth TRT clinics don't bill insurance. Some will bill insurance for diagnostic labs and visits. HSA/FSA dollars usually qualify for medical TRT expenses.






